SME Funding UK Ltd

Hello and welcome to SME funding UK Ltd

SME funding UK Ltd is owned and run by Henry Audley-Charles, a member of Financial Intermediary and Broker Association (FIBA) and The National Association of Commercial Finance Brokers (NACFB), who began in the banking industry working with Lloyds, RBS and HSBC in Commercial and Senior Business Development roles as well as being the Regional Sales Director for an Invoice Finance Company.

Question is – do you need funding for your business and don’t know where to start?
Looking for a loan or want to expand your premises or take on new staff? – Did the bank say “no” or can’t move quickly enough…perhaps you don’t know how to approach lenders in the first place – we are here to help you and your business.

Funding solutions for SMEs
We have over 20 years experience as specialists in commercial funding and invoice finance, and have established successful relationships with numerous lenders across the UK. Here is a list of the services we can provide:

• Asset Finance – Hire purchase or leases available from £1,000 to £5,000,000+ with typical deposits from 10% and a term up to 7 years and balloons are available – all depending on the quality of the asset. This is available for almost any business asset as well as classic/performance cars.
• Aviation Finance – Typical advances from £5,000 to £15,000,000 with typical deposits of between 10% and 30%
• Business Finance & Loans – Working in various financial areas such as Construction, Loans, Merchant Cash Advance, Commercial Mortgages, Stock and Property Development
• Foreign Exchange – We can help both private and corporate clients to move their money around the world safely, quickly and cost effectively.
• Invoice Finance – Working capital is made available through factoring and invoice discounting on a selective basis as well as full service. Advances of up to 90% are available, depending on the quality of the debtors and any contractual nature of the debt.
• Marine Finance – Supporting you with advances from £25,000, up to 7 years that can include balloon, with a 20%-40% typical deposit.
• Merchant Services/Card Processing – Working closely with a broker who can provide your business with complete payment facilities from card machines, online payments, virtual terminals and EPOS systems – and saving you money.
• Offering credit to your retail customers – Helping you offer credit to your retail customers; introducing you to an independent broker helping you make this happen
• Personal Guarantee Insurance – Provides insurance to those (usually Directors) who have given a Personal Guarantee to a lender in respect of the borrowings of the Ltd Company.
• Private Equity – We have access to Angel Investors and Venture Capitalists.
• Shareholder Protection Insurance – Kicks in in the event of a shareholder’s death with its aim not only ease potential financial difficulties but to pre-empt what happens to the shares

Why use SME funding UK Ltd?
It can a minefield out there for the uninitiated and our role is to work very closely with you – and the funder – to get the best, most suitable facility in place within your required timescale, rather than the lenders. With access to over 200 responsible lenders, our team are dedicated to finding the very best deal for our clients.

SME funding UK Ltd is Authorised and Regulated by the Financial Conduct Authority – FRN: 772970
We are a Member of the National Association of Finance Brokers (M/0122/16)
We are also registered with the Information Commissioner’s Office (ZA209808)

SME funding UK Ltd is a broker, not a direct lender and can introduce you to a number of finance providers based on your requirements and credit rating. They may receive a commission for such introductions. All finance is subject to status – formal application, credit approval and a supportive survey or valuation when required. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.